Small Ways to Save Big Money
If you knew of small ways you could start saving money every day would you do them? There are so many ways that we can make little changes in our lives, that saves us money every day. Here are some of those small ways that you can save, that can really add up.
Have a change jar. Start saving your loose change. When the jar fills up take it to your bank and have it put into your savings account. You may be pleasantly surprised by how much you can actually save just by saving your spare change.
We have all made impulse purchases in the past. It is not good for our budgets to do; small items are one thing, but when you make an impulse purchase and it is something expensive, it is like throwing your budget out the window all together. Never make an impulse purchase on something expensive. If you see something that you want but it is expensive and you did not specifically put it in your budget, wait to make the purchase. Take some time to think about if you really need the item. Think about why you want it. Then think about whether or not you can really afford it.
There is a way that you can save money, but you have to be diligent about it. Make it a rule that you have to save one dollar for every dollar you spend on non essential items. If you do not spend it you can put it into savings. If you do spend money, you put some into savings. Either way you are winning because you are saving money.
When you go grocery shopping make sure you make a list beforehand. Make sure you take that list with you to the grocery store and that you stick to it. Having a list will not do you any good if you do not stick to it. If you go to the store when you are not hungry you will be less likely to buy junk food that looks good simply because you are hungry. Shopping when you have a time limit can help you save money at the grocery store as well. If you are in a hurry, then you will not spend time looking at things that you do not need. Instead you are more focused on getting what is on your list and getting out to continue with your day.
The next time you go see your doctor talk to them about getting generic drugs. Name brand prescription drugs can be very expensive and add up quickly. If you get prescribed generic prescription drugs you can save a lot of money every month. Not all medications are available in generic, but the more you can get in generic form, the more you will save.
These are all easy ways that you can save money every day. Saving money does not have to be hard, people do it every day. You have to find the ways that make saving the easiest for you. Making small changes such as these can make saving easy and eventually it will be automatic.